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Guided Research Pouya Aleatrati

Last modified Nov 5, 2014

Impact of Solvency ll on the Enterprise Architecture of Insurances - A Qualitative Study in Germany



 In 2007 the European commission suggested a new framework directive for insurance companies called Solvency II. This directive defines a 3-Pillar approach regarding solvency capital requirements (Pillar I), requirements regarding governance and risk management (Pillar II) and disclosure and transparency requirements (Pillar III).

At first glance, the calculation and reporting of the required values seems to be a simple process which can be easily performed by insurance companies. Nevertheless, the huge amount of required data and the complex calculation constitute major challenge for the IT-department and remaining business units.

This scientific paper should give an overview of the major challenges and the general impact of Solvency II on the enterprise architecture management of insurance companies. The results can be used for project management purposes in starting and improving Solvency II projects or to identify best practices regarding the preparation of upcoming requirements. Furthermore the outcome can be used to develop a new Solvency II related enterprise architecture management framework or the development of specific artefacts regarding data quality or granularity requirements.

A qualitative research method in form of expert interviews in the industry and its evaluation will be the main part of this paper. The discussion of the current status of running Solvency II projects may discover the impact in form of individual experiences. 8 interviews will be performed; each of the interviews will take 30 - 45 minutes. To define the direction of the expert interviews, the most important requests of an enterprise architecture and the methology of Solvency II will be identified by reading state-of-the-art literature.


Core literaure:

Eggert, M., Winkelmann, A., Lohmann, P., Knackstedt, R. (2013): The Regulatory Influence on Management Information Systems – A Contingency Perspective, European Conference on Information Systems, Utrecht, 2013.

Eling, M. Schmeiser, H., Schmitt, J. (2007): The Solvency II Process: Overview and Critial Analysis, In: Risk Management and Insurance Review, Vol. 10 (2007) No. 1, S. 69 – 85.

 Hanschke, I. (2011): Enterprise Architecture Management - einfach und effektiv: Ein praktischer Leitfaden für die Einführung..., Carl Verlag,... 2011.

Mayring, P (2002): Einführung in die qualitative Sozialforschung: Eine Anleitung zu qualitativem Denken, Beltz Verlag, Weinheim/Basel, 2002.

Rittmann, M. (2009): Neuausrichtung der Versicherungsaufsicht im Rahmen von Solvency II, Gabler Research, Wiesbaden, 2009. 


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